More about Layaway With Lay-Buy
💳 How Lay-Buy Powered by PayPal Works
A flexible payment option that lets you secure your order now and pay over time!
✅ 1. Choose Lay-Buy at Checkout
Select "Put It On Lay-Buy" powered by PayPal during checkout.
💰 2. Pick Your Plan
Choose:
-
Your down payment amount (how much to pay today)
-
The number of monthly payments you'd like to make
🔐 3. Secure Checkout with PayPal
You’ll be taken to PayPal’s website to:
-
Pay your down payment using your PayPal account or credit card
-
Automatically set up your Lay-Buy payment plan
📧 You and the store will get emails from PayPal confirming:
-
Your down payment
-
That your payment plan has been created
Note: Don’t have a PayPal account? No problem — one will be created for you during this step.
🕒 4. Order is Placed (Pending Status)
Once your down payment is made:
-
Your order will be placed and marked as “Pending”
-
Your payment plan is stored in our system
📆 5. Monthly Payments
Each month, PayPal automatically processes your payment on the scheduled date.
You and the store will get an email when each payment is made.
✅ 6. Final Payment & Order Update
Once your final payment is complete:
-
Your Lay-Buy plan is marked “Complete”
-
Your order status changes from “Pending” to “Paid”
-
You’ll receive a confirmation email
-
No more payments will be taken
📦 7. Order is Shipped
We’ll now ship your order! 🎉
🔄 Need to Make a Change?
✏️ 8. Revise Your Lay-Buy Plan
Before your plan is complete, you can:
-
Pay off the full balance early
-
Extend your payment term
We’ll send you a new payment link by email. Once you complete the updated plan, your order continues as usual.
❌ 9. Cancel Your Lay-Buy
Want to cancel?
-
We’ll cancel your payment plan
-
You’ll be refunded all payments made minus any cancellation fee (10% of the original order amount)
- 🚫 Important: If you stop responding or ghost the payment plan, all money paid will be forfeited, and your order will be cancelled without a refund after 2 months from the previous postmarked payment.
💸 10. Refunds
All refunds are processed securely through PayPal.